The articles on this page are intended for convenience, educational, and informational purposes only and should not be construed as individualized advice or recommendations. The discussions contained on this page are not a substitute for investment advice from a professional adviser. Readers should not use this content as the sole basis for any investment, financial planning, tax, legal or other decisions. Rather, a professional adviser should be consulted, and independent due diligence should be conducted before implementing any of the options referenced. While information presented is believed to be factual and up to date, River Wealth Advisors does not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Due to various factors, including but not limited to changing market conditions, this market commentary may no longer be reflective of current opinions or recommendations. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change.
Spending index research conducted by Princeton Survey Research Associates revealed that young professionals are spending significantly more than their elders in four of the six categories examined in the survey. The survey confirmed that many adults in the 22 to 37 age group were falling victim to common daily spending vices that can lead to larger financial struggles.
Read MoreHere at River Wealth Advisors, we love what we do. Our work provides us with daily opportunities to help clients clear away the uncertainty involved with financial decisions and move forward in their lives with confidence. Much of our work is focused on the development of portfolio objectives and the oversight of investment strategy, helping clients marry their goals and objectives with their resources. Portfolio management and planning are critically important components of our day, but our job does not end there.
Read MoreA recent survey of women and married couples revealed that the vast majority of women are still abdicating their participation in financial decision making. The interviews, with investors who had at least a quarter of a million dollars in assets, shed some light on how women perceived their roles when it comes to family finances.
Read MoreAs people begin to accumulate wealth, they may find themselves needing financial advice to help grow their portfolio. After you have been working for years and perhaps have more than $250,000, seeking advice on a financial strategy may be beneficial.
Read MoreOne question we often get at River Wealth Advisors from our clients is how they can help their adult children jump-start their retirement savings. The answer that applies to everyone is “get started now”; no matter how small, your savings will add up over time. Don’t underestimate the power of compounding returns.
Read MoreParticipating in a company-sponsored retirement plan is a smart move when planning for your retirement, but simply signing up is not enough to ensure that you will be able to retire comfortably when the time comes.
Read MoreA generation ago, a much smaller number of American high school students planned on attending college in the future. Today, nearly 70% of high school graduates are enrolling in college. The increase in the number of students attending college, along with skyrocketing tuition costs, has left many families financially unprepared for higher education.
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