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We have all read numerous investment articles lately that talked about the advantages of being “balanced.” Now that so many folks finally see the light, they are faced with deciding whether now is the right time for bonds; what type of bonds they should add to their portfolios; and if they do buy bonds, how do they go about it?
Read MoreIn bond investing, interest rate risk is often the risk individual Investors either overlook or underestimate. Interest rate risk, simply put, is the risk that market interest rates will change in a way that has a negative impact on a portfolio’s value, or the Investor’s ability to reinvest portfolio cash flow at an attractive yield.
Read MoreBonds are an important part of a well diversified investment portfolio. They are widely viewed as a safe, low risk component for investment allocations, with an aim of preserving capital and generating income. Bonds function like loans. Investors provide money for a period of time to finance projects. When the bond matures, the principal is returned, and interest is paid along the way.
Read MoreNot long ago, the prescription for investing for retirement was simple. Save as much as possible while working, and gradually become more conservative with your investments as retirement approaches. This strategy was frequently implemented in the past by converting growth oriented portfolios, which were comprised mainly of stocks, into income oriented portfolios, which focused more on fixed income or bonds.
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